Crypto Tax Calculator
Calculate your cryptocurrency capital gains, losses, and estimated tax liability.
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📚 2025 US Crypto Tax Rates
Short-Term Capital Gains (held < 1 year)
Taxed as ordinary income at your federal tax bracket rate.
| Tax Rate | Single | Married Filing Jointly |
|---|---|---|
| 10% | $0 - $11,925 | $0 - $23,850 |
| 12% | $11,926 - $48,475 | $23,851 - $96,950 |
| 22% | $48,476 - $103,350 | $96,951 - $206,700 |
| 24% | $103,351 - $197,300 | $206,701 - $394,600 |
| 32% | $197,301 - $250,525 | $394,601 - $501,050 |
| 35% | $250,526 - $626,350 | $501,051 - $751,600 |
| 37% | $626,351+ | $751,601+ |
Long-Term Capital Gains (held ≥ 1 year)
Preferential tax rates — significantly lower than short-term rates.
| Tax Rate | Single | Married Filing Jointly |
|---|---|---|
| 0% | $0 - $48,350 | $0 - $96,700 |
| 15% | $48,351 - $533,400 | $96,701 - $600,050 |
| 20% | $533,401+ | $600,051+ |
How Crypto Taxes Work in the US
In the United States, cryptocurrency is treated as property by the IRS. This means every time you sell, trade, or exchange crypto, it's a taxable event. You owe capital gains tax on any profit you make — the difference between your purchase price (cost basis) and your sale price.
Short-term gains (assets held less than 1 year) are taxed at your ordinary income rate, which can be as high as 37%. Long-term gains (held 1 year or more) get preferential rates of 0%, 15%, or 20% depending on your income. High earners may also owe the 3.8% Net Investment Income Tax (NIIT).
Capital losses can offset gains and reduce your tax bill. You can deduct up to $3,000 in net capital losses per year against ordinary income, with excess losses carried forward to future years. This is why tax-loss harvesting is a popular strategy.
Need more tools? Try our crypto converter, portfolio tracker, or price calculator.